Military and Relocations

Understanding Military Moves

Do you guys consider the CAF relocation aid fair? I’m asking because I’m about to buy a house since my application will still take some time and need to keep on with my life. But I also don’t want to lose a bunch of my hard-earned money in realtor fees when I eventually get the job and be posted in another town.

Nick Answers Reddit

Every week, Nick answers a Redditor’s question about buying, selling, renting, investing, or living in Ottawa. Send Nick your own questions on the website, on Reddit, or in a YouTube comment!

Nick's Response

Understanding CAF Relocation Benefits

The Canadian Armed Forces (CAF) provides relocation benefits to assist members during mandatory moves. These benefits are outlined in the Canadian Armed Forces Relocation Directive (CAFRD), which applies to all members, regardless of rank.

Key Considerations for Homeowners

  • Occupancy Requirement: To be eligible for reimbursement of expenses such as realtor fees, the property must be your principal residence. The CAFRD specifies that the sale of a revenue property (i.e., an investment property not occupied by the member) is not reimbursed.

  • Covered Expenses: The CAFRD outlines various reimbursable expenses, including real estate commissions, legal fees, and other costs associated with selling your principal residence. It’s essential to familiarize yourself with these provisions to understand the extent of coverage.

Potential Challenges

While the CAF covers many relocation expenses, members may encounter challenges such as:

  • Personal Property Damage: There have been instances where members experienced damage to personal belongings during the move, with varying degrees of reimbursement or repair.

  • Time and Effort: The relocation process can be time-consuming and may require significant personal involvement to manage effectively.

Recommendations

  • Review the CAFRD: Thoroughly read the CAF Relocation Directive to understand your entitlements and obligations.

  • Consult with Relocation Advisors: Engage with the designated relocation service provider to clarify any uncertainties and receive guidance tailored to your situation.

  • Plan Ahead: Anticipate potential challenges and prepare accordingly to mitigate stress during the relocation process.

Three Final Tips for Navigating CAF Relocation Benefits

  1. Maintain Detailed Records: Keep thorough documentation of all expenses and communications related to your move to facilitate reimbursement claims.

  2. Engage Early with Service Providers: Early communication with real estate agents, legal professionals, and relocation advisors can streamline the process and prevent last-minute complications.

  3. Stay Informed About Policy Updates: Relocation policies can change. Regularly check official CAF communications to stay updated on any modifications to benefits or procedures.

You might also like …

Buying • Selling — 2025/03/05

Lessons Learned from Government and Military Relocations

Military and Relocations: Relocating for government or military service comes with unique challenges, bu…

Neighbourhood Hotspots • Weekly Features — 2025/03/04

Wilf & Ada’s

#Neighbourhoodhotspots: As an Ottawa Realtor, I know a home is more than just a property—it’s about the…

Buying • Weekly Features — 2025/02/27

Heritage Homes in New Edinburgh: What to Know Before Renovating

#CoffeeWithKarim

Get one-on-one advice